We are looking for an experiencedCommercial SME Underwriter to join a progressive insurer in their City based branch.Key Responsibilities:
To write a minimum amount of new business and renewal gross written premium each year as agreed with line manager. This will include top line, conversion, profit and productivity targets.
Lead a line of business, challenging the Product Head on our appetite and pricing, whilst inspiring the Insurance Experts to accelerate the growth of your area.
Drive the digitisation of the business through strong working relationships with the marketing and acquisitions team.
Maintain profitability of the account by making sound and consistent individual underwriting decisions.
To identify and challenge non-standard underwriting decisions within the Technical.
Speak directly with customers to ensure an exceptional customer journey. Faster resolutions, clearer understanding to aid decision making and providing world class customer service.
Take ownership of the performance of the Direct Commercial book, identifying non performing accounts in terms of key performance indicators (e.g. new business, retention and profitability) and take appropriate action or flag with the relevant people.
Provide feedback to the Portfolio Underwriting Manager on future automation of the business.Required experience:
Over 5 years of underwriting experience across the UK SME market including: Shops, Restaurants, Offices, Contractors, Tradesmen and Commercial Combined
Able to apply consideration to potential outcomes and to make decisions with in difficult and complex situations.
Team player first.
Outgoing and confident.
Consistently demonstrates behaviours conducive to achieving both personal and team objectives